Rent to Own Condo in Ortigas - Incredible ₱10k Cash-Out

6 Minutes Read Time | Updated: July 11, 2025

I know how hard it is to feel like you’re pouring your hard-earned salary into rent and never getting any closer to owning a place you can truly call home. That’s why our rent to own condo in Ortigas makes it unbelievably simple to reserve your very own unit—with zero down payment, no hidden fees, and no equity required. For just ₱10,000 initial cash-out, you can lock in a spacious 1- to 3-bedroom condo and move in within 2–3 months through Pag-IBIG financing.

Ready to learn how our rent to own condo in Ortigas can finally make homeownership a reality? Read on to explore floor plans, amenities, flexible payment options, and how you can book a free site viewing today!

📞 Ready for a Quick Tour?
Send a message to 0968-732-4619 on Telegram, Viber or WhatsApp, and let’s reserve your spot—no commitment required!

📧 Have Questions?
Shoot me a message or drop an email at developer.ryner@gmail.com for all the details and personalized guidance.

🏠 Why Choose Rent to Own Condo at Urban Deca Homes Ortigas?

Discover the unbeatable benefits of our rent to own condo program in Ortigas.

Low Initial Cash-Out
Reserve your unit with just ₱10,000–₱15,000—no need to drain your savings upfront.
Zero Down Payment & No Equity Required
Retain more of your funds for furnishing, moving, and daily living.
VAT-Free Pricing
What you see is what you pay—no surprise taxes or hidden fees.
Lifetime Ownership with Title
After your payments are complete, the unit is yours forever, ready to keep, rent out, or pass on.
Pag-IBIG-Accredited Financing
Take advantage of low rates (from 6.25%) and flexible amortization plans tailored to your budget.
Flexible Terms
Choose up to 30-year financing, or pay off early—after just five years, you can refinance or resell for a profit.
Ideal for Airbnb or Rental Income
Convert your condo into a short-term rental effortlessly, with on-site support to kickstart your hosting business.

✨ Explore Our Best-In-Class Amenities & Community Features

Urban Deca Homes Ortigas isn’t just about your condo unit—it’s about the lifestyle you deserve. Enjoy resort-inspired facilities right at your doorstep.

Lagoon-Style Pool
Dive into relaxation or lounge poolside in a tranquil, tropical setting.
State-of-the-Art Gym
Stay fit with cutting-edge equipment and dedicated workout zones.
Basketball Court & Jogging Path
Shoot hoops or take an evening jog under shaded, landscaped walkways.
Children’s Playground
Safe, fun play areas designed to delight your little ones.
Community Mall & Clubhouse
Convenience meets connectivity—with retail, dining, and event spaces just steps away.
24/7 Security & Guardhouse
Rest easy knowing your home is protected around the clock.

These thoughtfully curated amenities are included in your monthly dues—no extra fees and no hidden charges. Ready to experience them firsthand? Let’s keep going!

💰 Available Unit Types & Pricing Options

Choose the layout that fits your lifestyle—each designed for comfort, functionality, and value under our rent to own condo.

1–3 Bedroom Units

Example Size: 30.60 sqm (standard 2-bedroom model)
Initial Cash-Out: ₱10,000–₱15,000
Monthly Amortization: Approximately ₱19,000–₱21,000 (Pag-IBIG rates from 6.25%)
Fully Finished: Tiled flooring, granite-top kitchen counters, and painted precast walls

All units come fully tiled, with granite-topped kitchens, and Pag-IBIG-accredited financing at rates from 6.25%. Actual amortization may vary based on loan term and interest rate—ask me for the latest computation.

Ready to explore floor plans in person? Call or text 0968-732-4619 now to book your free site viewing at Urban Deca Homes Ortigas!

📍 Location & Accessibility

Our rent to own condo at Urban Deca Homes Ortigas offers unbeatable convenience—whether you’re commuting to work, running errands, or enjoying weekend outings. Here’s why this location is perfect for your lifestyle.

Near Future MRT-4 & Taytay Subway
Just steps from the upcoming MRT-4 station and the Taytay subway line, cutting your daily commute time in half.
Minutes from Major Business Hubs
A quick ride to Ortigas Center, Pasig City Hall, and top office towers—ideal for professionals who value work-life balance.
Shopping & Dining at Your Doorstep
SM East Ortigas, Choice Market, and Bridgetown Community Mall are all within a 5-minute drive, offering retail, groceries, and cafés.
World-Class Medical Facilities
The Medical City hospital complex is less than 10 minutes away, giving you peace of mind for health and wellness needs.
Close to Schools & Daycare
Quality schools, preschools, and tutorial centers can be reached in under 15 minutes—perfect for growing families.
Easy Access to Key Roads
Convenient entry to Ortigas Avenue, C-5, and Eulogio Rodriguez Jr. Avenue ensures smooth connections throughout Metro Manila.

Experience the perfect blend of urban convenience and community living—call 0968-732-4619 to see how our Ortigas location can transform your daily routine!

❓ Frequently Asked Questions

What’s the difference between the initial cash-out and a down payment?

Initial Cash-Out is a fixed reservation fee (₱10,000–₱15,000) that secures your unit and kicks off your Pag-IBIG application. It’s applied toward your total purchase price once financing is approved and is generally refundable if the loan falls through.
Down Payment is usually a larger percentage (10–20%) of the condo’s selling price paid up front to reduce your financed amount. It’s non-refundable and constitutes part of your equity in the property.

Are there any hidden fees I should know about?

No. Features are:

Zero Down Payment
VAT-Free Pricing (no surprise taxes)
No Equity Required
Your only additional, disclosed cost is the one-time move-in fee (approx. ₱10,900–₱12,000) for water and electricity setup, plus regular condo dues and your Pag-IBIG amortization.

How soon can I move in after I reserve my unit?

Most buyers complete their Pag-IBIG financing, pay the move-in fee, and sign closing documents within 2–3 months of reservation. Once those steps are done, you get your keys and can move in right away.

Can I pay off my condo early or refinance?

Pag-IBIG generally allows pre-payment or refinancing. You can choose a loan term up to 30 years, but if you decide to settle early—often as soon as five years in—you may refinance at a better rate or resell at a profit.

Are pets allowed in Urban Deca Homes Ortigas?

Yes—pet-friendly units are designated on select lower floors only (e.g., levels 1–3), subject to condo association rules and a simple pet registration process. Small dogs and cats are typically permitted; larger animals may require special approval.

How do I reserve a site tour or get more details?